FHA Loans Your Gateway to Homeownership

Timothy Lynn, Loan Officer at Milestone Mortgage Solutions LLC

Timothy Lynn, Loan Officer

Milestone Mortgage Solutions LLC

Phone: (774) 246-6356

Email: [email protected]

NMLS# 1085312

Company NMLS# 1815656

Licensed in: MA, RI, CT, FL, NH, VT, OH, WV, VA, NC, MS, AL, TX, PA, OK, KS, MO, IA, WI, MN, ND, SD, CO, UT, NV, WA, VI, IN, IL, ME, AZ, WY

Timothy Lynn | Loan Officer | NMLS: 1085312 | Milestone Mortgage Solutions, LLC | NMLS #1815656 | 128 Union Street, Suite 101, New Bedford, MA 02740 | Licensed/registered in Connecticut | Illinois License# 031.0094211 | Indiana | Maine | Rhode Island — Rhode Island Licensed Loan Broker, Licensed Lender. Milestone Mortgage Solutions, LLC is also federally registered. For additional license/registration information, visit www.milestonemortgagesolutions.com/legal and www.nmlsconsumeraccess.org. For information purposes only. This is not a commitment to lend or extend credit. Information and/or dates are subject to change without notice. All loans are subject to credit approval. Other restrictions may apply. For additional information, visit www.milestonemortgagesolutions.com.

FHA Loans

FHA Loans Your Gateway to Homeownership

What Are FHA Loans?

Quick Qualification Check

FHA Loan Requirements

Credit Score

Debt Ratios

Down Payment

2026 FHA Loan Limits

Most Areas

High-Cost Areas

Alaska, Hawaii, Guam & USVI

FHA Loan Benefits

Frequently Asked Questions

Ready to Get Started?

REALTORS

LOAN PROGRAMS

Achieve your dream of homeownership with as little as 3.5% down. FHA loans offer flexible credit requirements and government backing, making them perfect for first-time homebuyers.

FHA loans are mortgages insured by the Federal Housing Administration, designed to make homeownership more accessible. These government-backed loans offer lower down payments, flexible credit requirements, and are especially beneficial for first-time homebuyers.

Get personalized FHA loan options with no impact to your credit score.

FHA loans have more flexible requirements than conventional loans, making homeownership accessible to more people.

*Subject to AUS Approval

Down payment can come entirely from gift funds from family members.

FHA loan limits vary by area. Here are the current 2026 FHA loan limits by area type.

See how FHA loans compare to conventional mortgages and why they might be the perfect choice for your homebuying journey.

Get answers to the most common questions about FHA loans

Let us help you navigate the FHA loan process and find the perfect home financing solution.

Giving you financial power.

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Contact

NMLS#

Company NMLS#

128 Union Street, Suite 101, New Bedford, MA 02740

Office (508) 356-5262