Non-QM Loans Financing Beyond the Standard Guidelines

Timothy Lynn, Loan Officer at Milestone Mortgage Solutions LLC

Timothy Lynn, Loan Officer

Milestone Mortgage Solutions LLC

Phone: (774) 246-6356

Email: [email protected]

NMLS# 1085312

Company NMLS# 1815656

Licensed in: MA, RI, CT, FL, NH, VT, OH, WV, VA, NC, MS, AL, TX, PA, OK, KS, MO, IA, WI, MN, ND, SD, CO, UT, NV, WA, VI, IN, IL, ME, AZ, WY

Timothy Lynn | Loan Officer | NMLS: 1085312 | Milestone Mortgage Solutions, LLC | NMLS #1815656 | 128 Union Street, Suite 101, New Bedford, MA 02740 | Licensed/registered in Connecticut | Illinois License# 031.0094211 | Indiana | Maine | Rhode Island — Rhode Island Licensed Loan Broker, Licensed Lender. Milestone Mortgage Solutions, LLC is also federally registered. For additional license/registration information, visit www.milestonemortgagesolutions.com/legal and www.nmlsconsumeraccess.org. For information purposes only. This is not a commitment to lend or extend credit. Information and/or dates are subject to change without notice. All loans are subject to credit approval. Other restrictions may apply. For additional information, visit www.milestonemortgagesolutions.com.

Non-QM Loans

Non-QM Loans Financing Beyond the Standard Guidelines

What Is a Non-QM Loan?

Find the Right Program

Four Non-QM Programs

How Non-QM Qualifying Differs

Frequently Asked Questions

Find the Right Non-QM Program

REALTORS

LOAN PROGRAMS

Non-QM loans are built for borrowers whose income or property does not fit agency guidelines. Options include DSCR, Fix & Flip, Ground Up Construction, and bank statement loans.

Non-QM loans fall outside the Qualified Mortgage rules that govern most agency loans. They suit self-employed borrowers, real estate investors, and buyers whose income is hard to show on a tax return. Each program has its own underwriting, so terms vary by lender and by loan.

Share your income type and property goal. We will match you to the Non-QM program that fits.

Each program qualifies borrowers differently. Pick the one that matches how your income and your property work.

The main change is how your ability to repay is shown.

Get answers to common questions about Non-QM loans

Tell us how you earn income and what property you are targeting. We will review your options with you.

Giving you financial power.

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Contact

NMLS#

Company NMLS#

128 Union Street, Suite 101, New Bedford, MA 02740

Office (508) 356-5262